Financial Directions LLC, an independent advisory firm, is dedicated to the individual investor and small business owner. We provide personalized client service that is unusual at larger brokerage or banking organizations. We offer a full range of brokerage and retirement accounts. As your advisor we are a personal resource and a crucial part of your support team moving you toward financial success. Working with someone you trust and who knows you on a personal level is how our independent, client-focused perspective is designed to help you meet your needs.
Prior to 2010, Roth conversion were subject to a $100,000 AGI limit which prohibited some from taking advantage of the tax free growth of a Roth IRA. Since that restriction was removed, Roth conversion have become increasingly popular. Tax rates, historically remain at very low levels enticing many to opt to pay their taxes in today’s dollars and let the rest earn and grow tax free until they retire. Another benefit of the Roth IRA, when owners reach