Your 2026 Year-End Financial Checklist: 12 Moves Before Dec. 31
Most year-end financial moves must be completed by December 31, 2026 — not by tax day. Required minimum distributions (RMDs), Roth conversions, qualified charitable distributions (QCDs), and tax-loss harvesting all run on a calendar-year clock. Retirement account contributions are the exception: 401(k) deferrals must come out of paychecks you have not yet received, while IRA […]