Retirement Planning
Retirement Planning
Whether you are not planning to retire for many years or are already into retirement, our team can help. With the complexities associated with long term investment and retirement planning, designing a strategy may feel like an impossible task. Financial Directions is here to help. Our planning services can help you construct a personalized portfolio. Use saving, education, and discipline to set yourself up for a lifetime of financial success.
Estate Planning
Estate planning isn’t just for the rich and famous. Your ‘estate’ refers to all of your assets, which can include real estate, cars, stocks, and even valuables like jewelry or artwork. Everyone should create an estate plan to control where and how their assets will be distributed in the event of their death or incapacitation. The consequences of a weak estate plan could be irrevocable, making its construction an absolute necessity.
Our professional investment advisors will help you learn more about how to set up your beneficiaries, establish a current will and/or trust to keep track of your assets. Your estate plan will cover the distribution of your assets, your powers of attorney, and any other allowances you wish to make.
Distribution Planning
Distribution planning is one of the most important factors of your retirement planning strategy. Aspects of this critical stage may require the help of a professional investment advisor. This process can be complicated, and many people find that they need assistance.
Our investment advisors at Financial Directions work with you to create a customized and flexible distribution plan. We will take taxes, required distributions and other income sources into account to provide you with an accurate view of your assets. Distribution planning also involves social security planning, which can be more complex than it sounds. Your investment advisor will assist you in putting a strategy in place.
Diversification
A diversified portfolio is key to both successful investment and retirement planning. Your portfolio should include a variety of investment products. Financial Directions will help you with the organization of your portfolio and advise you on how to best diversify your funds. Our services will allow you to maintain your portfolio’s flexibility while optimizing the returns on your investments.
