What is 401(k) Benchmarking and Why Should You Do It?
Simply stated, benchmarking is the process of reviewing and evaluating your company retirement plan. It involves taking a look at what you are offering your employees today and deciding if it’s appropriate or needs some updating. There are four main areas to focus on when assessing your retirement plan: Plan Design Service Providers Funds Fees […]
What Does it Really Take to Retire?
As a plan sponsor, your employees rely heavily on your guidance; after all, you manage the plan that may offer their best shot at a successful retirement. When the 401(k) plan was introduced in the mid-80s, it was not intended as a standalone solution. However, as time evolved, defined contribution (DC) plans became the primary […]
Customizing Retirement Plan Design
NO “ONE-SIZE-FITS-ALL” PLAN Retirement plans come in all shapes and sizes: DC Plans, DB Plans, Non-Qual, 401(k), 403(b), 401(a), 457, SEP IRA, Simple IRA, Roth IRA, Cash Balance, HSA… and any other number letter combinations that you can think of. The simple truth is that there is no one-size-fits-all version of a retirement plan; and […]
How Healthy Is Your Financial Portfolio?
Your financial portfolio contains all of the various investments that you have accumulated over the years. Whether you are planning on retiring soon, or retirement is many years in the future, it is always important to make sure that your financial portfolio is as robust as possible. With retirement planning service, you can create a […]
A Closer Look at High-Risk Investments
When you sit down with your financial planner to create a new portfolio, you may be asked whether you would prefer to place your money in high-risk or low-risk investments. High-risk investments are defined as investments that are very likely to either under-perform or over-perform based on their current statistics. If you are wondering what […]
Ways to Reduce Your Investment Risks
The best kind of investment is one that pays off, but how do you know what you should invest in and what you should avoid? It’s a good idea to divvy up your funds and make different types of investments, and a reputable financial planner can help you choose wisely. Here are a few ways […]
Factors that Influence the Risks of Your Financial Investments
No matter what kind of investment you are thinking about, risk will always be a primary element to consider. From the actual odds and investment risk to the unlikely events that you might have to plan for, there is a lot of research to do before you make a decision. Continue on for more on […]
Dealing with a Changing Stock Market
It’s never too early to start planning for retirement. Though retirement might sound like a distant dream if you are in the early or middle stages of your professional career, it can sneak up on you if you are not prepared. Early retirement planning in Tucson helps you feel more secure about ending your career […]
What Beginning Investors Should Know About Stocks
A smart investment can be incredibly lucrative, but an ill-informed investment can have a real effect on your finances. Make sure you don’t put all your eggs in one basket, seek professional help when investing for the first time, and consider your children and grandchildren. Here’s a look at what beginning investors should know. Diversifying […]
Why It Makes Sense to Invest Your Money
Whether you are just striking out on your own or you have been working for years, it is essential to think about saving money for a variety of goals; a down payment on a house, your child’s college education, a comfortable retirement in Tucson, or even a vacation. By making your money work for you […]
