Retirement Plan Share Classes: Understanding the Basics
Share Class ABCs: Choose Wisely Choosing mutual funds for your retirement plan’s investment lineup can feel like wading through a sea of alphabet soup. Fund companies typically offer multiple share classes, each sporting its own unique letter. A shares, C shares, I shares, R shares — what does it all mean? Luckily, you don’t have […]
Effective Governance May Lead to Better Retirement Plans
Participant-driven lawsuits are on the rise, and employers are facing heightened scrutiny of the way they manage their retirement plans. In today’s continually-evolving regulatory and legal environment, it’s more important than ever to make sure your organization’s retirement plan is both effective and compliant. A well-structured retirement plan governance program can help you pursue these […]
Missing 401(k) Participants cannot be ignored
Locating missing plan participants can be a headache for any employer, but simply ignoring them is not an effective solution. Regulatory agencies in previous years have published guidance on this topic relating to missing “retired” employees. With the increase in the number of “pre-retired” missing plan participants, governmental bodies are now taking additional measures to […]
Plan Fiduciaries, do you need support?
Should we have a retirement plan committee? If you are an employer or employee who has decision-making authority over your company’s retirement plan, there is a strong chance that you are a 401(k) plan fiduciary. You have a legal obligation to operate the plan solely in the interests of the plan participants (people with retirement […]
What is 401(k) Benchmarking and Why Should You Do It?
Simply stated, benchmarking is the process of reviewing and evaluating your company retirement plan. It involves taking a look at what you are offering your employees today and deciding if it’s appropriate or needs some updating. There are four main areas to focus on when assessing your retirement plan: Plan Design Service Providers Funds Fees […]
Understanding How Much Your Portfolio Is Worth
You should always have a good idea of what your finances look like, which can be tricky if you don’t know how to assess your investments. You’ll have to consider factors like how risky your investments are and when they’ll pay off. Talk to the pros and read on for help understanding how much your […]
How Healthy Is Your Financial Portfolio?
Your financial portfolio contains all of the various investments that you have accumulated over the years. Whether you are planning on retiring soon, or retirement is many years in the future, it is always important to make sure that your financial portfolio is as robust as possible. With retirement planning service, you can create a […]
How Healthy Is Your Financial Portfolio?
Not everyone gets lucky with their finances, which is why it’s a good idea to be careful with how you organize yours. You should minimize your risk, consider the timeframe of your investments, and enlist the help of the professionals. Read on and see how healthy your financial portfolio is. Are your investments too risky? […]
The Basic Types of Insurance
Insurance is designed to provide financial protection when the unexpected occurs. With so many types of insurance products currently available, it can be difficult to determine which products are necessary and which are not. Before you take out a policy, meeting with a financial planner is a great way to effectively establish your insurance needs. […]
Essential Steps in Building Your Portfolio
Your portfolio collects your financial assets, including bonds, stocks, and funds. A balanced investment portfolio offers the growth you want at a level of risk that is comfortable for you. If you’re looking for assistance with building or maintaining your portfolio, working with an experienced financial planner in Tucson is the best way to create […]
